Lendfirst Home Loans (previously Australian Property Finance, Cairns) purpose is to assist undervalued low deposit and first home buyers find real solutions to buy their homes. First home buyers and low deposit buyers are regularly mislead by media, friends, family, banks and other advisers who say home ownership is not possible without a large deposit. …
Introducing Lendfirst Home Loans, the low deposit experts Read More »
A client of mine, who we shall call Bob, earned an obscenely high amount of income, he drove a brand new BMW, always wore nice Italian suits and travelled overseas at least twice a year. Ignoring stereotypes, Bob was actually a very down to earth, genuine nice guy but terrible with money. Some years ago, …
A pre-approval of finance before shopping for a house is common for many buyers and recommended by many lending experts but applying for a pre-approval could ruin your chances when it comes to making a formal application. The top 5 reasons why a pre-approval is bad for you: 1. They expire after 90days After 90days …
In the great debate between fixed and variable rate loans there are those that are firmly planted in the always go variable and those that believe fixed rates are the only option. Most borrowers have no idea which one to go with. Proponents of variable rates value flexibility and extra payments but those with fixed …
Does the Reserve Bank really have control over home loan interest rates? Most believe the Reserve Bank has ultimate control over interest rates. Every month, mortgage holders anxiously await the outcome of the RBA’s monthly board meeting. This experience is like servicing the family car and waiting for the bill. The job is done and …
Everyone knows one, the obsessive ‘DIY’er. That one person who is so confident in their own ability that no-one, not even the experts can do a better job and do it cheaper. That one person who has to show off how good they are at everything. Now don’t get me wrong there are some genius …